The best support we can offer you is to partner with you for the long haul as your trusted mentor. We offer ongoing mentoring services for your cashflow management, for your finances at large and also for your whole-of-life planning and management. You can choose to get us on board as a mentor at all three levels combined, or just in one area, as it best suits you.
Master your spending and saving:
Awesome cashflow software
Monthly Cashflow reports
Anytime email support
Build wealth with a plan:
Cashflow Mentoring PLUS
Annual 2hr Progress Meeting
Online “Financial hub” access
Anytime phone support
$200pm / $2,400pa (incl GST)
More focused wealth creation:
Wealth Essentials PLUS
1x Extra 2hr Progress Meeting pa
1x Extra Advice SOA pa (if necessary)
Complex advice strategies
$300pm / $3,600pa (incl GST)
+ Investment Management Fee* (OPTIONAL)
Have your income, bills & purchases categorised, analysed and tracked against your budget by a simple-to-use and powerful automated app. We'll send you monthly cashflow reports to assist with your regular monthly cashflow check-ins, and support with how best to set up and use the software.
Stay accountable with anytime email support from your cashflow mentor, including online video tutorials, education and tools via our Purpose Academy.
Once you have a tailored financial plan for your wealth creation and personal goals, we come alongside you to help you stay on track and adjust to changes and opportunities which come your way.
Our most popular ongoing mentoring service is our "Wealth Essentials" program, designed for young singles, couples and families looking for support to cover the financial essentials.
We aim to see all of our mentoring clients at least once each a year for your invaluable financial progress meeting. We look at each area of your financial life to review progress, manage risks and opportunities, track savings and cashflow, and tweak wealth creation strategies en route to your goals.
Let's face it, life changes. And when it does, you can have the confidence that we're just a phone call or an email away. Our mentoring clients enjoy unlimited phone & email support for advice- and coaching-related enquiries, including changes to your income and circumstances, new investment opportunities, legislation updates and financial education enquiries.
Many of our clients arrange for video or phone check-ins with us throughout the year and also make use of our various one-off coaching sessions, curated to help address specific life and financial issues. Whatever your need, we're here to help.
We provide our mentoring clients with a live and regularly updated snapshot of your entire financial position, including data feeds from your cashflow, investments and superannuation. This also doubles as a fantastic place to securely store all of your important financial information.
We choose to pass on the benefits of any commissions or kickbacks we're offered by referral partners and product providers to you, our client! We belirve in charging a straightforward fee for service so we rebate all commissions we might receive to our financial mentoring clients.
In our view, product-based commissions can distort the alignment of our advice from your best interests. If you already have financial products with commissions attached to them, you might be entitled to have these commissions credited against the cost of any future mentoring services with us. All rebates are subject to ongoing mentoring fees being payable and will be credited annually in arrears against future service fees.
If you're the proactive type who wants to take your wealth creation by the horns and accelerate your growth, and especially for certain strategies involving geared investments or SMSFs, it will be important to have your progress reviewed two or more times each year.
In these circumstances, your best option will be to upgrade to our Wealth Accelerator mentoring service.
Sometimes life changes so rapidly that one meeting a year just isn't enough. Sitting down together more regularly enables us to work as hard you do on your money to help achieve your important personal goals. Meeting every 6 months or more enables us to be more tactical in our investment strategies with you and to offer you more guidance, education and support.
Certain complex investment strategies which hold higher levels of risk or greater compliance requirements warrant more advisory support. There are a number of such complex strategies we offer, such as geared investments or SMSFs for which we can provide mentoring via our Wealth Accelerator service.
As an optional extra to our Wealth Accelerator service, we offer bespoke Investment Management of your investment portfolios, delivered by our PA adviser team and PA investment panel. Separate to financial mentoring where you remain the boss, our investment management service takes the role of actively managing your investments the aim of outperforming market competitors and achieving your personal wealth creation goals.
*Our investment management service fee is calculated based on the amount of assets we manage for you, similar to other investment managers charge. For more details, please speak with your adviser at your next meeting or write to us.